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JOEL CRUZ

I help people feel secure everyday that their family and their future generations are protected financially. I sell life insurance, mortgage protection and annuities to help and keep families protected.

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Life insurance to protect what matters most.

As an expert advisor, I will listen to your needs and goals and will recommend the right type of life insurance for your life and budget. I’ll be in your corner to guide you every step of the way and help you stay protected, today and every day.

Term Life Insurance

Whole Life Insurance

Disability Insurance

Long Term Care

Mortgage Protection

Income Annuities

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